Get an RBC Car Loan Where You Purchase Your Car
Enjoy the convenience of financing your next vehicle through RBC at over 4,500 car dealerships across Canada.
Key Features
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Competitive Interest Rates
Get a competitive rate when financing with RBC. Special financing rates are available through our featured partner manufacturers1Disclaimer.
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Apply where it’s convenient for you
Choose financing for your vehicle at one of partner dealerships.
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Flexible payment options
Pay monthly, semi-monthly, bi-weekly or weekly. There’s no penalty to pay off your loan early.
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Financing solutions that match your needs
Choose a term from 1 to 8 years with financing available for units up to 10 years old.
Car Loan Calculator
See how your interest rate, down payment amount and financing term could affect your loan payment.
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How much would you like to borrow:
(including taxes, warranties and other costs)
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Reminderthe minimum borrowing amount is $7,500. Therefore the total price of the vehicle (including taxes, warrantiesand other costs) less any down payment, trade-in, and cash incentive cannot be below this amount.
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Where applicable, loan terms are subject to renewal at the end of the term.
This calculation is an estimate based on the accuracy and completeness of the data you have entered and the indicated estimated interest rate, is for illustrative and general information purposes only, and is not intended to provide specific financial or other advice, and should not be relied upon in that regard. You should speak with your professional accountant or other professional advisors before making a final decision to ensure any strategy meets your overall financial needs and that your personal circ*mstances have been taken into account. Your Estimated Fixed Rate Loan Payment does not include any registration or administration fees that may be applicable. Royal Bank of Canada does not make any express or implied warranties or representations with respect to any information or results in connection with the calculator. Royal Bank of Canada will not be liable for any losses or damages arising from any errors or omissions in any information or results, or any action or decision made by you in reliance on any information or results.
How to Get RBC Financing
Pre-qualify for financing in advance of visiting the dealership.
Choose your car from one of our partner dealers nationwide.
Ask for RBC financing at the dealership and get approved.
Drive away with your new vehicle!
Tips For Buying Through a Dealership
Here are a few things to keep in mind when purchasing through a dealership.
You may have your heart set on a car – but nothing tells you if it’s the right fit like driving it for yourself. Test it on highways and side streets to make sure it’s the right one for you.
If you’ve been introduced to the perfect car at the dealership, it’s always smart to look at independent car buyer reviews and vehicle reports to get the full picture.
Comparing cars of the same price range and class is a great way to ensure you’re getting the best value. You can even visit different dealerships offering the same car to compare prices and availability.
Special Financing Rates Available With These Featured Manufacturers1Disclaimer
Chevrolet
Chrysler
KIA
Tesla
Alfa Romeo
GMC
Jeep
Maserati
RAM
Special Financing Rates Available With These Featured Manufacturers1Disclaimer
Chevrolet
Chrysler
Hyundai
KIA
Tesla
Alfa Romeo
Buick
Cadillac
Dodge
Fiat
Genesis
GMC
Jeep
Maserati
RAM
Let’s Talk About Your New Car
My Auto Affordability Tool provides you with an estimate of how much you may be able to afford and what your trade-in may be worth4Disclaimer. It only takes a few minutes and won’t affect your credit score.
Save Cash on Every Fill-Up
Save 3 ¢ per litre on gas at Petro-Canada†Disclaimer, plus earn 20% more points when you link your Petro-Points card to any eligible RBC debit or credit card2Disclaimer,3Disclaimer.
Learn Moreabout saving through our RBC – Petro Points Program opens in a new window
See How Much You Could Afford Today
The My Auto Affordability Tool will let you know what your trade-in vehicle may be worth, and what kind of loan suits you best4Disclaimer.
Ready to Get Started?
Get RBC Financing Where You Purchase Your Vehicle
Ask for RBC financing at a dealer near you.
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®/TM
Trademark(s) of Royal Bank of Canada.
†
Petro-Canada is a Suncor business. Trademark of Suncor Energy Inc.
RBC automotive financing products are offered by Royal Bank of Canada by way of conditional sales contract (in Quebec, installment sales contract) and are subject to its standard lending criteria.
1
Financing rates available at participating dealerships on select vehicles.
2
To participate in this offer, you must have an RBC debit or credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC Business Clients will only be able to link up to two (2) Business Credit Cards and one Business Debit Card to a Petro-Points card. You must be enrolled in RBC Online Banking or RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. A Linked RBC Card means an RBC Card linked to a Petro-Points account. Your Linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your Linked RBC card at retail Petro-Canada locations and you do not need to swipe your Petro-Points card before you pay. You can redeem your Petro-Points at Petro-Canada using your Linked RBC Card. Each time you use your Linked RBC Card to purchase any grade of gasoline, or diesel, at a Petro-Canada Location, you will save three cents ($0.03) per litre at the time of the transaction.
3
Each time you use your linked RBC Card to pay for qualifying purchases at a Petro-Canada location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points terms and conditions available at www.petro-canada.ca/en/personal/terms-conditionsopens in a new window. Petro-Points are not awarded on tobacco products, vaping products, gift cards, transit tickets and taxes on non-petroleum purchases. Only certain RBC credit cards earn Avion points. Each time you use your linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions at www.avionrewards.com/terms-and-conditions.htmlopens in a new window. Please allow up to ninety (90) days from the date the transaction is posted on your credit card statement for the bonus points to be deposited into your Avion Rewards account.
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This is an automotive lending prequalification only, and not an automotive lending approval or pre-approval. The RBC My Auto Affordability Tool (“Tool”) provides an estimate of the amount of auto finance loan you may qualify for with Royal Bank of Canada based on the accuracy and completeness of information provided at the time of completion. You must submit a separate application for an automotive lending approval or a pre-approval and a full credit report, which will be subject to formal verification processes and assessed on current credit adjudication policies. You should not waive any financing condition based on the results of this Tool. For full Tool terms and conditions, visit https://www.rbcroyalbank.com/car-loans/maat/tc.html (opens in new window).
